When dealing with collector cars you should ask if the comprehensive coverage includes rodent damage. If mice eat your wiring or your upholstery will your policy cover that? Rodent damage to upholstery can be extensive, especially on a collector car where new materials might have to be made to order at considerable cost.
John Elder Robison is the general manager of J E Robison Service Company, independent restoration and repair specialists in Springfield, Massachusetts. John is a longtime technical consultant to the Rolls Royce Owner's Club and other car clubs, and he’s owned and restored many of these fine vehicles. Find him online at www.robisonservice.com or in the real world at 413-785-1665